Elisabeth Noble, Senior Policy Expert European Banking Authority. Elisabeth represents the EBA in EU and international policy work streams relating to FinTech, market-based finance, financial system interconnectedness, and the regulatory perimeter. She leads the EBA’s work on crypto-assets and innovation facilitators. Prior to joining the EBA, Elisabeth spent 7 years at HM Treasury advising primarily on the UK government’s response to the financial crisis, and the post-crisis domestic and EU financial services regulatory reforms (2008-14), including the changes to the regulatory architecture in the EU (Banking Union). Elisabeth has also spent some time in the private sector.